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Pension Calculator

Calculate your pension benefits and retirement income

Pension Details
2%

Per year of service (typically 1.5-2.5%)

Monthly Benefit

$3,333

Single life

Annual Benefit

$40,000

50% income replacement

Lifetime Total

$800,000

Over 20 years

Lump Sum Value

$498,488

Present value estimate

Cumulative Pension Benefits
Benefit Breakdown
Annual Pension Payments
Understanding Your Pension

Defined Benefit Formula

Years of Service x Benefit Multiplier x Final Average Salary = Annual Pension

25 x 2% x $80,000 = $40,000

Payout Options

  • Single Life: Highest payment, ends at death
  • Joint & Survivor: Reduced payment, continues to spouse
  • Lump Sum: One-time payment, you invest