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Mortgage Refinance Calculator

Compare your current mortgage with refinancing options to see if it makes financial sense. Currently calculating in US Dollar.

Refinance Details
Enter your current and new loan details

Current Mortgage

7.5%

New Mortgage

6%
25 years

Refinancing could save you money!

You could save $83,787 over the life of the loan.

New Monthly Payment

$1,804

-$296/mo

Lifetime Savings

$83,787

savings

Break-Even Point

1.4 years

to recoup closing costs

Monthly Payment Comparison
Current vs new monthly payment
Current: $2,100
New: $1,804
Total Cost Over Time
Cumulative payments comparison
Current
Refinanced
Detailed Comparison
Side-by-side comparison of your current and refinanced mortgage
MetricCurrentRefinancedDifference
Monthly Payment$2,100$1,804-$296
Loan Term25 years25 years0 years
Interest Rate7.5%6%-1.50%
Total Remaining Cost$630,000$546,213-$83,787
Closing Costs-$5,000-